Research on Safe Withdrawal Rates
Moderator: hocus2004
JWR1945
***** Legend
Posts: 1697 Joined: Tue Nov 26, 2002 3:59 am
Location: Crestview, Florida
Post
by JWR1945 » Sun Oct 03, 2004 9:03 am
Year, year 40 balance with reinvested dividends, five-year average of dividends in NOMINAL dollars ending in year 40, year 40 balance without reinvesting dividends.
Code: Select all
1871 1472912 10088 208784
1872 1327605 9472 187654
1873 1280641 8466 181996
1874 1246757 10240 179614
1875 1131825 10832 164758
1876 1395930 10320 209193
1877 1725860 13404 269577
1878 1502532 17299 221846
1879 1513830 15664 219274
1880 1222079 10969 172798
1881 853931 9943 114863
1882 921436 10044 123311
1883 1134799 8572 153184
1884 1250550 9674 170463
1885 1756642 11785 249528
1886 1717199 9148 243269
1887 1714622 9261 240143
1888 2322831 10388 330132
1889 3274398 10796 474427
1890 2815561 12928 403532
1891 2373089 17698 330165
1892 1238177 18702 150635
1893 1078265 18318 126381
1894 1992413 22353 243981
1895 1788593 19901 217882
1896 2593073 15169 322248
1897 3319725 10816 416825
1898 1983336 12035 231762
1899 1777634 10212 205592
1900 1770331 10577 201639
1901 1357624 10432 149222
1902 1057289 9723 109975
1903 1162220 7650 119267
1904 1693526 9862 177395
1905 1546377 7652 160024
1906 1761948 5956 182573
1907 1553088 6179 159100
1908 2053887 9625 216496
1909 1648603 8142 169536
1910 1663721 8273 167460
1911 2274562 10472 228803
1912 2633689 11508 265241
1913 2792921 12227 281505
1914 3005910 14981 304182
1915 4562123 16923 475936
1916 4503703 13918 473205
1917 4428396 14506 474713
1918 4954909 21106 570319
1919 5907743 18878 708535
1920 5363313 18329 657191
Code: Select all
1921 6497794 24297 839944
1922 7067495 23841 946164
1923 5396282 20225 731011
1924 6179614 21871 865798
1925 5710873 19094 813989
1926 5110661 16977 737708
1927 4318606 18161 630224
1928 3691858 14265 542156
1929 2804161 10795 410298
1930 2811531 13595 415983
1931 3772040 19089 585044
1932 6959517 35779 1244578
1933 8833424 42309 1669958
1934 4895855 30963 911860
1935 4250311 37892 783585
1936 3836912 25116 703924
1937 3230123 20835 590108
1938 4174815 37119 797966
1939 4210575 34289 797680
1940 4735314 35376 901626
1941 6401960 45813 1260664
1942 6495555 62475 1313550
1943 6984796 55639 1430129
1944 6812501 49984 1404219
1945 6176661 47198 1272053
1946 5630547 36858 1155383
1947 8226853 42329 1738988
1948 7832548 48479 1689144
1949 8377397 49982 1858073
1950 8785732 47861 2014040
1951 6586956 43843 1534606
1952 7184765 40957 1720050
1953 6795354 39765 1662452
1954 7347944 43248 1857777
1955 5157641 33204 1306882
1956 5420937 25811 1391665
1957 6433577 26147 1686595
1958 8637568 29131 2342802
1959 8170154 21877 2245182
1960 8761340 21396 2456643
1961 7832183 23101 2236504
1962 5729207 21841 1650804
1963 4783062 24223 1402041
1964 3229975 20622 954525
1965 2274417 17246 677877
1966 1663062 13910 500461
1967 1441246 12531 442420
1968 1014412 8908 314498
1969 748153 6640 234431
1970 661492 5999 211821
Next come the summaries.
JWR1945
***** Legend
Posts: 1697 Joined: Tue Nov 26, 2002 3:59 am
Location: Crestview, Florida
Post
by JWR1945 » Sun Oct 03, 2004 9:33 am
Percentage increases (or decreases) in the dividends in NOMINAL dollars of each 5-year average relative to year 1.
Year, Year 5, Year 10, Year 15, Year 20
Code: Select all
1871 27 (9) 33 (4)
1872 15 (26) 2 (20)
1873 (13) (34) (22) (38)
1874 (18) (17) (25) (28)
1875 (22) 6 (27) (21)
1876 (40) (13) (37) (37)
1877 3 42 11 10
1878 44 70 36 28
1879 94 76 69 25
1880 48 1 10 (17)
1881 (5) (31) (31) (42)
1882 (10) (30) (30) (34)
1883 (24) (39) (42) (33)
1884 (32) (35) (52) (19)
1885 14 24 (7) 59
1886 12 11 (6) 51
1887 (12) (13) (18) 31
1888 (3) (9) 6 72
1889 13 (16) 41 74
1890 (1) (26) 26 65
1891 18 0 61 130
1892 (4) (9) 44 95
1893 (34) (23) 25 35
1894 (15) 43 76 125
1895 (4) 64 114 161
1896 7 72 146 153
1897 37 117 193 203
1898 53 148 168 249
1899 40 72 120 159
1900 19 55 89 115
1901 12 60 65 120
1902 7 45 49 87
1903 (9) (1) 28 13
1904 51 93 127 103
1905 41 71 95 74
1906 8 11 48 14
1907 (24) (22) (2) (15)
1908 42 84 63 81
1909 20 41 26 42
1910 (4) 10 (2) 36
1911 (4) 29 (1) 79
1912 1 26 10 119
1913 7 (6) 5 95
1914 19 6 20 105
1915 59 41 97 139
1916 11 (15) 54 16
1917 (34) (43) 14 (49)
1918 (4) 6 97 13
1919 7 20 106 32
1920 (20) 11 35 3
Code: Select all
1921 5 89 43 63
1922 23 146 9 88
1923 3 92 10 21
1924 22 109 34 42
1925 37 66 27 27
1926 30 (2) 12 (11)
1927 74 (23) 33 (0)
1928 69 (3) 7 9
1929 (13) (44) (41) (34)
1930 (36) (51) (51) (37)
1931 (58) (52) (62) (36)
1932 (21) 36 2 81
1933 98 118 122 283
1934 21 29 44 145
1935 100 100 158 292
1936 29 3 70 127
1937 (36) (52) (15) 13
1938 39 42 145 228
1939 4 16 98 134
1940 (18) 6 61 106
1941 (29) 17 56 108
1942 13 101 166 233
1943 26 118 191 245
1944 31 122 162 242
1945 67 154 224 305
1946 15 54 104 154
1947 21 60 101 181
1948 24 66 97 174
1949 20 42 85 156
1950 7 37 71 149
1951 5 39 73 146
1952 7 34 87 128
1953 2 20 67 100
1954 34 75 143 195
1955 20 50 119 161
1956 2 27 81 105
1957 (12) 24 51 86
1958 39 93 131 223
1959 8 50 82 140
1960 7 56 85 130
1961 23 74 97 176
1962 7 31 62 146
1963 28 53 115 187
1964 20 46 92 165
1965 17 39 72 152
1966 (4) 9 52 109
1967 14 41 114 147
1968 5 46 96 151
1969 (9) 20 66 115
1970 16 44 111 167
1971 24 74 139 235
1972 33 103 134 260
1973 0 34 72 149
1974 (11) 23 60 129
1975 58 131 193 328
1976 26 74 143 198
1977 3 19 83 119
1978 21 55 125 159
1979 16 50 115 137
1980 23 56 129 140
1981 (12) 23 51 83
1982 15 77 112 170
1983 16 69 94 155
1984 5 50 66 115
1985 23 81 90 127
1986 42 74 111 99
1987 6 27 61 13
1988 21 39 83 (2)
1989 18 30 69 (28)
1990 (7) (2) 17 (57)
1991 19 44 36
1992 0 27 (11)
1993 3 36 (27)
1994 (9) 18 (49)
1995 18 41 (48)
1996 15 8
1997 22 (14)
1998 25 (33)
1999 8 (54)
2000 (15) (69)
This is the most important summary of dividend gains and losses in NOMINAL dollars.
JWR1945
***** Legend
Posts: 1697 Joined: Tue Nov 26, 2002 3:59 am
Location: Crestview, Florida
Post
by JWR1945 » Sun Oct 03, 2004 9:40 am
Year, Year 25, Year 30, Year 35, Year 40
Code: Select all
1871 (4) (19) 31 86
1872 (21) (25) 19 60
1873 (41) (32) 10 20
1874 (46) (10) 11 42
1875 (41) 1 32 61
1876 (46) (14) 23 26
1877 4 65 123 130
1878 50 142 162 241
1879 111 160 232 290
1880 41 84 125 156
1881 (6) 34 38 84
1882 4 41 46 82
1883 9 17 53 35
1884 0 28 51 35
1885 107 153 188 157
1886 116 122 197 129
1887 76 82 128 98
1888 86 142 114 137
1889 123 162 134 164
1890 101 129 104 184
1891 136 216 144 340
1892 101 151 119 336
1893 75 55 72 221
1894 165 137 167 356
1895 198 165 269 349
1896 238 161 370 256
1897 278 229 556 191
1898 209 242 538 264
1899 131 161 345 186
1900 92 167 225 148
1901 70 207 132 164
1902 62 224 43 148
1903 26 134 34 47
1904 129 291 151 167
1905 143 195 125 125
1906 106 56 77 41
1907 69 (25) 30 (3)
1908 237 93 112 116
1909 143 56 66 85
1910 65 26 26 63
1911 35 54 23 103
1912 (3) 68 26 123
1913 11 23 25 115
1914 32 40 57 166
1915 83 83 136 258
1916 33 6 74 133
1917 (13) (35) 16 54
1918 24 27 118 192
1919 40 57 167 216
1920 3 33 102 158
Code: Select all
1921 30 115 187 282
1922 41 150 231 315
1923 23 112 184 236
1924 59 171 220 318
1925 64 149 219 298
1926 48 97 163 227
1927 77 134 193 310
1928 88 151 197 312
1929 13 33 74 141
1930 (4) 23 54 125
1931 (15) 13 41 100
1932 140 200 320 412
1933 413 507 743 912
1934 189 277 424 537
1935 401 525 814 986
1936 203 276 434 505
1937 41 97 141 197
1938 288 438 546 804
1939 205 324 415 577
1940 157 276 347 454
1941 158 267 316 482
1942 366 469 602 968
1943 379 474 704 975
1944 375 477 658 948
1945 491 603 772 1176
1946 261 309 472 686
1947 243 324 545 644
1948 228 359 514 687
1949 212 310 466 634
1950 197 268 438 583
1951 179 290 436 650
1952 181 328 394 660
1953 180 275 380 595
1954 287 435 594 895
1955 223 373 500 778
1956 186 294 451 575
1957 183 227 403 503
1958 332 454 702 822
1959 231 329 515 580
1960 237 327 525 556
1961 279 431 550 687
1962 184 337 424 565
1963 268 433 513 706
1964 244 393 445 606
1965 219 367 391 487
1966 192 258 333 308
1967 281 356 479 306
1968 263 317 449 195
1969 208 241 341 90
1970 291 311 391 79
1971 310 397 367
1972 331 448 284
1973 186 276 102
1974 154 229 41
1975 350 438 96
1976 261 240
1977 142 95
1978 241 83
1979 208 32
1980 187 5
1981 72
1982 89
1983 37
1984 (8)
1985 (17)
Have fun.
John R.