Joined: 26 Nov 2002
Location: Crestview, Florida
|Posted: Thu Dec 25, 2003 11:34 am Post subject: A Reference Guide for Modifying Calculators
|A Reference Guide for Modifying Calculators
I have reported my latest calculator modifications in Incorporating JanSz's Algorithms dated Wednesday, Dec 24, 2003 at 3:46 pm CST.
They are a result of discussions about SWR accounting dated Sunday, Dec 21, 2003 at 8:14 pm CST
There have been a lot of steps before I got to my latest calculator. Here is what you need.
Start with this thread: Request for assistance (with Excel) dated Saturday, Sep 06, 2003 at 11:15 am CST
This post will help you download the Retire Early Safe Withdrawal [Rate] Calculator.
The next post tells you how to make the most important modifications to the Retire Early Safe Withdrawal [Rate] Calculator. You end up with the full switching capability that had been planned. There are three versions: switching of allocations between stocks and commercial paper or TIPS or ibonds.
This thread will help you use all versions of the calculator.
Even Easier Data Analysis dated Thursday, Dec 11, 2003 at 10:47 am CST
This modification allows you to look at data summaries limited to a specified range of start years. You can exclude the years exhibiting the 1871-1920 anomaly.
Modifications to Improve Data Summaries dated Monday, Dec 15, 2003 at 5:56 pm CST
This modification helps you tremendously when partially completed sequences fail and/or when sequences extend into the years with dummy numbers (2002-2010).
More Data Summary Modifications dated Saturday, Dec 20, 2003 at 9:14 pm CST
Here are a couple of good references for calculator input data.
Yale Professor Shiller provides updated stock return information at his web site.
For details about inflation, the site to visit is the Department of Labor, Bureau of Labor Statistics at http://stats.bls.gov/ Not only is it the source of the numbers, it has a discussion about how to adapt them for your own situation. They have provided an example for a person (such as a retiree) who spends more money on medical expenses than the typical urban worker.
Have fun and enjoy Christmas.