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Posted: Fri Sep 05, 2003 3:34 am
by wanderer
The only thing I would add, kathyet, would be that the SWR goes to answering the question: how much is enough? If the rate is 4%, then you need 25X your initial retirement budget. If it is 3%, then you need 33.33X your initial retirement budget. That's the appeal of SE Asia to some: it provides as good (or better, imo) lifestyle, while shrinking your required budget appreciably (which has big ripples in your required nest egg).