Search found 231 matches
- Thu Jan 13, 2005 6:02 pm
- Forum: SWR Research Group
- Topic: War games - 2% vs 4% today
- Replies: 54
- Views: 40230
Not fair to add in the part time job in the equation - the question was clear that he retired today - not that mumbo jumbo about working on the side. I agree it is a seperate option but to say someone with $500k in the bank will HAVE to have other income stream is wrong in my book. Cheers, Ben (and ...
- Thu Jan 13, 2005 12:56 pm
- Forum: SWR Research Group
- Topic: War games - 2% vs 4% today
- Replies: 54
- Views: 40230
I would probably put him in a well low cost, globally well diversified portfolio of 40% global equities/10%REITs/40% global FI(Incl. TIPS) and 10% commodities/gold. The equities could have a dividend theme to them (DVY/value Etc.). The above would pay around 3% in dividends/interest and using JWR es...
- Mon Jan 10, 2005 8:47 am
- Forum: SWR Research Group
- Topic: Intercst Article on 2% SWR
- Replies: 64
- Views: 54113
- Fri Jan 07, 2005 11:45 am
- Forum: SWR Research Group
- Topic: Intercst Article on 2% SWR
- Replies: 64
- Views: 54113
Uncle mick - what the heck IS SEC yield!? I have always presumed it means dividends/interest? The SEC part is obviously not the Securutues and Exchange commission... ---- and http://www.investopedia.com/terms/s/secyield.asp says: A standard yield calculation developed by the Securities and Exchange ...
- Mon Dec 27, 2004 4:13 am
- Forum: FIRE Board
- Topic: Who Really "Invented" Early Retirement?
- Replies: 3
- Views: 11529
- Fri Dec 24, 2004 12:16 pm
- Forum: SWR Research Group
- Topic: Intercst Article on 2% SWR
- Replies: 64
- Views: 54113
- Fri Dec 24, 2004 11:25 am
- Forum: SWR Research Group
- Topic: Intercst Article on 2% SWR
- Replies: 64
- Views: 54113
- Fri Dec 24, 2004 8:32 am
- Forum: SWR Research Group
- Topic: Intercst Article on 2% SWR
- Replies: 64
- Views: 54113
My current well diversified portfolio (40% global equity, 30% global FI, 20% commodities/PM, 10% REITs) pays about 3% (after 15% foreign withholding tax) in interest and dividends - I feel VERY confident that a 3% w/r from such a diversified portfolio and never selling (say of dividends drop to 2.5%...
- Thu Dec 23, 2004 7:53 pm
- Forum: SWR Research Group
- Topic: Intercst Article on 2% SWR
- Replies: 64
- Views: 54113
Unclemick; I really like the idea of living of the dividends and interest of the portfolio. I believe JWR does too. Not only will the income be better protected but one also avoids selling in bad times. Finaly it has a feel-good factor that makes it easier to actually pull the string and go for FIRE...
- Thu Dec 23, 2004 6:26 pm
- Forum: SWR Research Group
- Topic: Intercst Article on 2% SWR
- Replies: 64
- Views: 54113
- Tue Dec 21, 2004 3:17 pm
- Forum: SWR Research Group
- Topic: Demographics and Dividends
- Replies: 5
- Views: 6969
- Tue Dec 21, 2004 2:48 pm
- Forum: FIRE Board
- Topic: Housing as part of your assets
- Replies: 7
- Views: 15388
I naturally include my (fully paid) apartments current market value in my total net worth calculation. I do not include it in any SWR calculation as such - if I rent it out the income I get from it will naturally reduce the $ amount I need to take from my invested portfolio. If I live in it myself t...
- Mon Dec 20, 2004 1:54 pm
- Forum: SWR Research Group
- Topic: Intercst Article on 2% SWR
- Replies: 64
- Views: 54113
- Sun Dec 19, 2004 11:31 am
- Forum: SWR Research Group
- Topic: FMO Gets Hocomania!
- Replies: 24
- Views: 18953
- Tue Dec 07, 2004 1:20 am
- Forum: SWR Research Group
- Topic: Hocus/others: an update on your FIRE status?
- Replies: 13
- Views: 14321
- Mon Dec 06, 2004 5:34 pm
- Forum: SWR Research Group
- Topic: Hocus/others: an update on your FIRE status?
- Replies: 13
- Views: 14321
- Fri Dec 03, 2004 6:52 pm
- Forum: SWR Research Group
- Topic: Withdrawing 5% of the Current Balance
- Replies: 5
- Views: 7896
- Mon Nov 29, 2004 5:48 am
- Forum: SWR Research Group
- Topic: Hocus/others: an update on your FIRE status?
- Replies: 13
- Views: 14321
He,he - Here is a hot tip: SOYL being a soil improvement company that have spotted the golf course market. A penny stock selling at 50 cents per stock! Load up the truck with this one (say $400k) and watch it double or triple++ within the next 10 months!! (at least that is what my day trader friend ...
- Mon Nov 29, 2004 3:03 am
- Forum: SWR Research Group
- Topic: Hocus/others: an update on your FIRE status?
- Replies: 13
- Views: 14321
- Sun Nov 28, 2004 3:51 am
- Forum: SWR Research Group
- Topic: Hocus/others: an update on your FIRE status?
- Replies: 13
- Views: 14321
Hocus/others: an update on your FIRE status?
Hi Hocus! :D I just re-read your "my plan" post and I think it is an interesting learning experience for the FIREes out there. Many of us (me included) use a well diversified portfolio with more equity exposure than you - so your more conservative approach (bonds/CDs/TIPs) is an alternativ...