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Here's one from CMorford from February 2001, pointing out the problem that ultimately led me to coming forward with The Post Heard 'Round the World. This one was recommended by 51 community members. http://boards.fool.com/Message.asp?mid=14377946&sort=postdate CMorford: "As of today I won't...

It costs about $30 a year for admission to the Motley Fool boards. They provide a free trial that I believe lasts 30 days.

Here's a post that Wanderer put to the Motley Fool board in September 2000: http://boards.fool.com/Message.asp?mid=13254240&sort=postdate Wanderer: "What a wonderful thing a network/community like this is! The ideas, insights, object lessons that come pouring forth are truly amazing. The co...

Sorry I was unable to read that last post Hocus, it was just toooo long for me.

You don't know what you're missing out on, Beachbumz. I ride my own sorts of waves from time to time, you know, and that one brought some serious foam in its wake, if I must say so myself.

One caveat I have is that you shouldn't include the entire value of a home in the part of the assets that can be drawn for living expenses. After all, one must live somewhere. I think it depends on the assumption you are using re what sort of real growth rate you will see on the capital invested in...

If you add the $10,000 in 'planned' income, then the answer to my question "is Hocus FIREd" by my definition, is obviously NO, because based on your figures, he HAS to generate that income. You're studying an absurd question, Beachbumz. You are asking "If I change hocus' plan around ...

I hope Hocus is successful in doing this, but he has not to date. There is real risk here. Dealing with the risk factor was the entire point of me putting together a Passion Saving plan. If there had been no risk, I would have just handed in my resignation without saving a dime. I considered that. ...

I basically was trying to answer the question, "are these people FIREd", which hinges basically on "are they financially independent". I think the answer is that they are, if only marginally, and have a moderate chance of continuing that way. There's a section of my book in whic...

"people"=Hocus Yes and no, Beachbumz. I am the one saying that we should take the issue head on, deal with it in a frank and realistic way. Most others are not comfortable with that. To that extent what you are saying is so. But I am not the one who keeps this issue alive. I don't come to...

OK, but I don't see how that relates to my analysis. I believe that your analysis was well-intentioned. I also believe that it is a diversion from issues that matter a whole lot more and that people are finding it hard to struggle with. Whether my plan works or not is a big deal to my immediate fam...

I published the "Secrets of Retiring Early" report in late June 2000. Intercst gave it a five-star review. He said that if I ever got around to writing a book, he was confident that it would become "the bible of the Retire Early movement." There was a notice near the top of the F...

I had guessed you at 46 and your wife 44, no kidding. I was thinking about this one on my way to lunch, and I realized that I could have done a better job with that earlier response. What I should have said is that I am a fading 48, and my wife is a hot 46. I'll mention to her that I told you all t...

I am 48. My wife just turned 46. I don't know the answer to the Social Security one. We both worked part-time when we were in school and then full-time after we got out of school. My wife stopped working in late 1999 (she has done a little part-time work since but is not doing so currently). I left ...

Intercst: "Retirees following this approach [the REHP approach] over the past ten years have been generally pleased with the results. " That's sort of what you would expect when the first five years of the 10-year time-period being examined are the years at the tail-end of the greatest bul...

What Ariechert Says: Ariechert: "When a movement splits, there are now two different groups, one doesn't "go away." The Catholic Church still exists, even though Martin Luther started the Protestant Reformation. Intercst is still the "Pope" of the Retire Early "Catholic...

I can't remember all the epithets hurled my way. Join the club, Arrete. The positive way to look at it is that you're a nobody in our community (I mean the larger community, not just this site) until you have been the focal point of a number of big-time Smear Campaigns. Consider this. Compared to J...

I think you are making a great point, JWR1945. You may remember that there was an incident in which ES said that he had some good news that he was not going to reveal for a few days. A few of us took guesses as to what the secret was. My guess was that Ataloss was going to start a new board communit...

Here's a link to a post that Ariechert put to the Motley Fool board last night. http://boards.fool.com/Message.asp?mid=22136432&sort=postdate Ariechert: "Every human endeavor soon "splits" into "factions" and then there is "conflict". It's part of human nature....

Say What.... is too Large???

I've never told you this before, Kathyet (it's always seemed to be a little too personal a comment to make) but I love your icon image. It's my favorite, except for the one used by Mr. 007.

I hope you like my blue bunny with the Groucho nose.

It's hard not to like that one, Arrete.

Welcome to the community.