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Duh? The numbers intercst posted don't say that - at least to me. I'll go back to what I read into it. Bull markets are really nice - especially when they occur just when 'you' retire. Someone(in hindsight) will always have a better portfolio than yours. If you retire into a high valuation market (I...

just skimmed thru the article - with my preprejudiced glasses on. Here's my non math initial thoughts: 1. Boy was I lucky taking ER in 1993. History's tailwind was kind to me. 2. There is always somebody smarter than me in hindsight(Dent, Buffet). BUT - all praise be to Bogle my quasi 60/40 Index(vi...

O.K. I'm still trying to catch up with all you 'old veteran posters'.

Heh, heh, heh.

Well - I wasn't fired until I discovered these forums - just a guy who didn't have to work since 1993. Now I'm high class?, er labeled, or something like that. And since I won't be eligible for full SS until 2009 - perhaps still ER after all these years.

My favorite attack mode is to always keep coming back to the subject of the thread - unless I of course lose it and default to kayaks - I may live to regret that one.

Anyone remember Bill Gates and Microsoft E-mails?

Heh, heh, heh - are we having fun yet or what?

JWR Now I'm confused - nothing new there. To keep things simple, I try to use key benchmarks for enlightenment: Vanguard Balanced Index(60/40) and Wellesley managed 40/60 for the value camp - read dividends, although a 'very' loose relationship. I am still struggling to understand what Vanguard is t...

Duh?

Does this fall into the category of the old saw: Bad publicity is better than none at all.

? Left handed compliment? Being left handed - I never did understand that one.

Lets take my two planned income streams(skipping pension and SS for now). One is basically 60/40 balanced index IRA - 9 years away from RMD. Which I'm thinking of switching to 40/60 or lower. At current valuations (sans any number crunching) - ? not forgoing too much upside potential by damping SD v...

Interesting that BusinessWeek expressed scepticism - citing numbers purporting the 'new things' did it fact beat the old. I cheat by passing on who beats what. In the distribution phase, Ben Graham said it best(for me) in 1958, appendix 3 of the Intelligent Investor by quoting Shakespear and Ovid. H...

JWR I believe at one time you mentioned examining the role of volitility in portofolios. If rebalancing causes a penalty thru history depending on valuation, what happens to the ER at various span times? The classic 'old school?' ala Vanguard as exemplified by the Target Retirement Series says hold ...

Boy I'm tempted but would have to sell something incurring a tax hit to buy Merck.

So for now will soldier on with Glaxo and Lilly( 1994) since their dividend growth has been acceptible.

My AT&T mini position is going - I already own SBC.

May yet do it - or not

Continuing the grand tradition: "If the ducks are quacking, feed them." - Wall Street has rolled out some commodity mutual fund type products. Pimco seems the most interesting. Radr's forum/website has done some interesting work in this area. I'm a Boglehead more than a 'slice and dicer' -...

Hmmm As far back as my faulty memory goes - my mailbox still gets "reasearch reports" touting this or that 'below the radar' stock - penny or very low level Nadaq. My understanding is that often the touter(if he has any name recognition) or the publisher of the flyer would often get comped...

I did not and do not carry health insurance (since 1992), age 49 - 61 now. Health insurance costs would have derailed my retirement. I DO NOT RECOMMEND THIS COURSE FOR ANYONE ELSE! We had 300k in financial assets between us (me and girlfriend). She had health coverage through the union. The story wo...

I still prefer the late Joseph Campbell's "follow your bliss."

Work is still a four letter word - heh, heh, heh.

Seems like every generation rediscovers what it already knows. Bogle often goes back to Bachelor's 1900 paper. Ben Graham thought the market valued dividend dollars more than earnings dollar. Petey put some interesting links up recently - divining the charts - you might come to see the changing tren...

Keep it simple - buy the Vanguard Target or Lifestrategy fund nearest 4% yield - Income nowadays(20% stocks) and switch/blend funds when you can get 4% with higher stock component. Not precise - but might have some merit handgrenade wise. Note that at extremes - even the income series is below 4% to...

Petey

Good stuff.

Thanks.

Ben Franklin

And, and - Does anybody remember the old E. F. Hutton brokerage ad about the young guy and old guy out on a dig?

If you are FI - you can call what you do - anything you want.

Okie dokie - what are the nuts and bolts of how to do international diversification:

1. An American in America.

2. An American in take your pick: Ireland, Costa Rica, Thailand, etc.