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  Topic: Just my opinion.
hocus

Replies: 7
Views: 3923

PostForum: Town Center   Posted: Tue Nov 04, 2003 8:53 am   Subject: Just my opinion.
I expressed my sorrow that Ken has decided to leave.

I also would view it as unfortunate if KenM elected to stop posting here. And I would like to see ataloss and wanderer resu ...
  Topic: Basic question about SWR
hocus

Replies: 10
Views: 5412

PostForum: SWR Research Group   Posted: Sat Nov 01, 2003 12:22 pm   Subject: Basic question about SWR
anyone sticking to a 4% SWR needs a warning: Danger Will Robinson, Danger!

Thanks so much for saying that, NeuroFool. This is the big issue for me. I am not a numbers guy, so a lot of the language ...
  Topic: Basic question about SWR
hocus

Replies: 10
Views: 5412

PostForum: SWR Research Group   Posted: Sat Nov 01, 2003 1:59 am   Subject: Basic question about SWR
Post subject: if you don't mind pissing him off ...

you might ask about these quotes from hocus, I once asked him to show us his tool with no response.

NeuroFool:

The words that appear above ...
  Topic: Basic question about SWR
hocus

Replies: 10
Views: 5412

PostForum: SWR Research Group   Posted: Fri Oct 31, 2003 12:50 pm   Subject: Basic question about SWR
I've always thought that SWR was a generalization, a way to let us know that a 20% withdrawal rate was stupid if you wanted to last 30 years. 10% is less stupid but still stupid. 6% is optimistic. 5%, ...
  Topic: I am perplexed
hocus

Replies: 31
Views: 12162

PostForum: FIRE Board   Posted: Fri Oct 31, 2003 8:15 am   Subject: I am perplexed
My only confusion is how to recocile apparently contrradictory statements.

If you or any other board member posts a question about this at the SWR board, I will respond there.
  Topic: I am perplexed
hocus

Replies: 31
Views: 12162

PostForum: FIRE Board   Posted: Fri Oct 31, 2003 5:37 am   Subject: I am perplexed
I have found it interesting that the mathematicians seem to see the swr idea as a rule of thumb. Some imagine much more significance.

The time is not right for a discussion of the realities of SWR ...
  Topic: Switching Tables with Commercial Paper
hocus

Replies: 19
Views: 5907

PostForum: SWR Research Group   Posted: Tue Oct 28, 2003 3:01 am   Subject: Switching Tables with Commercial Paper
According to this data, younger retirees may need to reduce withdrawals below 4.7%, and keep their equities nearer to 40% in high P/E years to make the portfolio last 40 plus years.

Mike:

I am p ...
  Topic: Anybody have a copy of Terhorst's "cashing in"?
hocus

Replies: 35
Views: 15307

PostForum: FIRE Board   Posted: Mon Oct 27, 2003 7:14 am   Subject: Anybody have a copy of Terhorst's "cashing in"?
I do think less of hocus' post now that I know that he did not originate the idea.

What is "the idea" of the post, in your view, raddr?
  Topic: Anybody have a copy of Terhorst's "cashing in"?
hocus

Replies: 35
Views: 15307

PostForum: FIRE Board   Posted: Mon Oct 27, 2003 6:01 am   Subject: Anybody have a copy of Terhorst's "cashing in"?
I would consider it insulting if you are alleging that jwr, gummy, radrr, etc have conducted the debate on SWRs at this board in anything other than a rational, friendly and unbiased manner.

I do ...
  Topic: Anybody have a copy of Terhorst's "cashing in"?
hocus

Replies: 35
Views: 15307

PostForum: FIRE Board   Posted: Mon Oct 27, 2003 1:14 am   Subject: Anybody have a copy of Terhorst's "cashing in"?
hocus: At some point we need to determine as a community whether I am in fact an informed and honest community member, as I say I am, or an ant at a picnic, as Ataloss says I am. We don't need to ...
  Topic: Anybody have a copy of Terhorst's "cashing in"?
hocus

Replies: 35
Views: 15307

PostForum: FIRE Board   Posted: Sun Oct 26, 2003 2:34 pm   Subject: Anybody have a copy of Terhorst's "cashing in"?
That you are still an occaisional topic of conversation over there is true but not for the self-important reasons that you are imagining.

Do you think that intercst would accept an invitation to a ...
  Topic: Anybody have a copy of Terhorst's "cashing in"?
hocus

Replies: 35
Views: 15307

PostForum: FIRE Board   Posted: Sun Oct 26, 2003 11:25 am   Subject: Anybody have a copy of Terhorst's "cashing in"?
Ps. Hocus you offered free Fool memberships to people who was not willing to cough up, but wanted to partake on the Fool boards. I would like one, so please tell me how to proceed.

Ben:

Y ...
  Topic: Anybody have a copy of Terhorst's "cashing in"?
hocus

Replies: 35
Views: 15307

PostForum: FIRE Board   Posted: Sun Oct 26, 2003 12:49 am   Subject: Anybody have a copy of Terhorst's "cashing in"?
ataloss indirectly called me a liar, which I do not appreciate.

Everyone knows that you are not a liar, JWR1945, just as everyone knows that I am an honest and informed poster and not an ant. ...
  Topic: Anybody have a copy of Terhorst's "cashing in"?
hocus

Replies: 35
Views: 15307

PostForum: FIRE Board   Posted: Sat Oct 25, 2003 4:14 pm   Subject: Anybody have a copy of Terhorst's "cashing in"?
JWR1945: Let's not import any more garbage from the Motley Fool.

ES: I agree. Perhaps we should limit those type of posts to old classics by our current members. Just the good stuff.
...
  Topic: Anybody have a copy of Terhorst's "cashing in"?
hocus

Replies: 35
Views: 15307

PostForum: FIRE Board   Posted: Sat Oct 25, 2003 8:25 am   Subject: Anybody have a copy of Terhorst's "cashing in"?
I am particularly interested in page 157 due to some discussion at tmf.

This is shaping up to be the next Trial of the Century, Ataloss. So I sent a quick e-mail to Johnny Cockran to see if he is ...
  Topic: Juicy SWR Thread on "Early Retirement Forum"
hocus

Replies: 8
Views: 4235

PostForum: SWR Research Group   Posted: Sat Oct 11, 2003 9:42 am   Subject: Juicy SWR Thread on "Early Retirement Forum"
I am finding that there is quite a bit worth looking into regarding Bongo2's comments.

Thanks for your response, JWR1945. It turned my mood darker than it was this morning, but enhanced my understa ...
  Topic: Juicy SWR Thread on "Early Retirement Forum"
hocus

Replies: 8
Views: 4235

PostForum: SWR Research Group   Posted: Sat Oct 11, 2003 2:05 am   Subject: Juicy SWR Thread on "Early Retirement Forum"
The worst period for starting retirement was not during the 1930s. It was during the 1960s.

OK. But I still think that Bongo2 is making an important point.

He is saying that, even though the fal ...
  Topic: Juicy SWR Thread on "Early Retirement Forum"
hocus

Replies: 8
Views: 4235

PostForum: SWR Research Group   Posted: Fri Oct 10, 2003 3:01 am   Subject: Juicy SWR Thread on "Early Retirement Forum"
Bongo2 has put up a post at the Early Retirement Forum thread linked above that is my pick for "SWR Post of the Month." It's possible that the point he is making is something that you have b ...
  Topic: unanswered questions
hocus

Replies: 14
Views: 3272

PostForum: FIRE Board   Posted: Thu Oct 09, 2003 12:24 pm   Subject: unanswered questions
I recently pointed out to hocus that people were misinterpreting his use of that word. He needed to add a qualifier. He has agreed. He is now using the phrase invalid for the purpose of determining SW ...
  Topic: unanswered questions
hocus

Replies: 14
Views: 3272

PostForum: FIRE Board   Posted: Wed Oct 08, 2003 11:45 pm   Subject: unanswered questions
Maybe someday he will tell us if there is one swr or many.

If there are any community members who read this thread either now or at some later time, and have a genuine interest in knowing the answ ...
 
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