Search found 8 matches

by Dagrims
Thu Jan 23, 2003 5:14 am
Forum: FIRE Board
Topic: The purpose of SWR analysis
Replies: 18
Views: 15523

Say that there were 100 investors who retired in 1929 with a 74 percent stock allocation, planning a 30-year retirement. Each lived through the 90 percent drop in prices that followed. If only 3 lowered their stock allocation, then you can have 97 percent confidence in the 4 percet number. If 20 lo...
by Dagrims
Thu Jan 23, 2003 5:07 am
Forum: FIRE Board
Topic: The purpose of SWR analysis
Replies: 18
Views: 15523

1. the detail exists. in incredibly granular detail. "Hard" and "verifiable" would not begin to describe it. in detail not even dreamt of on this board. it is reposited (if that's a word) in databases at Vanguard and Fidelity. I bet they know to 6 significant digits the average ...
by Dagrims
Wed Jan 22, 2003 6:17 pm
Forum: FIRE Board
Topic: The purpose of SWR analysis
Replies: 18
Views: 15523

For example, the question of the extent to which investors with a 74 percent stock allocation will remain in stocks in the face of a sharp downturn in prices is quantifiable. There is data available on this question. StubbleJumper has told us that the one reseacher who has access to the data is not...
by Dagrims
Fri Dec 20, 2002 9:22 am
Forum: FIRE Board
Topic: FIRE Beyond Dual Portfolios
Replies: 19
Views: 16106

I found a few links relevant to stock cycles: http://www.cpcug.org/user/invest/secular.html - Written in 1997, this summary speaks of a 32-year stock market cycle http://www.ici.org/pdf/per02-02.pdf - Need Adobe Acrobat for this one - discusses mutual fund shareholder activity during stock cycles. C...
by Dagrims
Tue Dec 10, 2002 12:06 am
Forum: FIRE Board
Topic: My REHP Post on Our Upcoming Debate on SWRs
Replies: 11
Views: 11584

It's a good post, hocus - I'd like to make one suggestion. Consider adding an 'executive summary' at the start of the post where, in one paragraph, you summarize the post and your recommendation. For example: The post that follows outlines an alternative to the Plans A and B that I proposed in the p...
by Dagrims
Mon Dec 09, 2002 8:08 am
Forum: FIRE Board
Topic: Datamining in Intercst SWR Study
Replies: 20
Views: 18204

I don't have a whole bunch of time to move forward on this right now. But I could participate in discussions here in an effort to develop a FAQ beginning in early January. Does this idea have appeal to any others here? I would be particularly interested in getting the involvement of someone like Da...
by Dagrims
Fri Dec 06, 2002 6:36 pm
Forum: FIRE Board
Topic: FIRE Thresholds and Time (Overview)
Replies: 13
Views: 12471

Also you'd need to be real sure that the 30 or 50 or whatever year target you have is enough time. I'd hate to retire at age 40, put the 50 year dual portfolio in place then live past 90. The odds of living more than 50 additional years at age 40 are small. The odds of a 50 year dual portfolio fail...
by Dagrims
Fri Dec 06, 2002 12:24 pm
Forum: FIRE Board
Topic: Importance of the sequence of returns for calculating SWR
Replies: 34
Views: 28994

I'm hoping that this board will eventually get to the point where comments about posters at other boards will dwindle to almost nothing. Jabs at posters that are 'over there' aren't any more constructive than the personal comments made on the Fool board. I can certainly understand the reason for the...