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I wish I'd learned that skill a few years earlier, although I'm reminded that few of us successfully ducked the last three years. The democrats think we should give money to the poor and tax the rich. I'd be in favor of that except that whenever they want to tax the rich it turns out to be me. Appar...

I bought REHP propoganda for awhile. I was lazy, and in the heady market of 1999-2000 it seemed reasonable, and saved me some leg and brain work. I lost only 25-30% because I began backing away from it rather than staying the course. I'f I'd stayed the course, then yeah, I'd be so far down that I'd ...

I use 30 years as a target because... a) My family seldom live past their 70's b) It gives me a target to shoot under...that is LBYM's c) In good years I have a w/d rate I can temp. use I never have w/d 4% because my capital depleted from 2000 on at such an astonishing rate that I never did feel com...

Well Wanderer already quoted me, but I'll just add that at 48 I'm less interested in reform than I used to be. I've been with MF for some time now, and they extended me a 1 year freebie, so as I pointed out there are plenty of other boards there to choose from where the atmosphere isn't so heavy. Th...