Search found 133 matches

by [KenM]
Mon Nov 03, 2003 7:19 pm
Forum: Town Center
Topic: Just my opinion.
Replies: 7
Views: 4630

At the NFB board ataloss queried whether nfb rules covered the following Though technically different from flaming, which is an unmistakable direct personal attack, trolls often resort to innuendo or misdirection in the pursuit of their objective, which is to create controversy for its own sake, dis...
by [KenM]
Sun Nov 02, 2003 4:12 am
Forum: FIRE Board
Topic: I am perplexed
Replies: 31
Views: 14354

petey Sorry, Ken. Your remark below is just plain wrong. .......... Hindsight is 20/20. Petey KenM wrote: nobody truly believed in the bubble so only lost money that shouldn't have been gained anyway. This medium and quick typing of short posts frequently leads to misunderstandings . What I was tryi...
by [KenM]
Sat Nov 01, 2003 5:32 pm
Forum: Town Center
Topic: Just my opinion.
Replies: 7
Views: 4630

ES
With respect, it still seems to me that hocus's behaviour is generally tolerated whereas responding to such behaviour by others is not.

I know that you have a thankless task - but that's my opinion.
by [KenM]
Fri Oct 31, 2003 4:46 am
Forum: FIRE Board
Topic: I am perplexed
Replies: 31
Views: 14354

The other psychological factor in the $2m scenario is how the portfolio was accumulated. If it was accumulated over 20 years of DCAing and then given a big boost by the bubble then the portfolio owner may not be so concerned about a 25% drop - nobody truly believed in the bubble so only lost money t...
by [KenM]
Fri Oct 31, 2003 3:30 am
Forum: FIRE Board
Topic: I am perplexed
Replies: 31
Views: 14354

Ataloss To an extent I can see some circumstances where it might apply to someone with my way (chicken-little ) of thinking. If I was struggling along with a barebones $500,000/4%/$20,000 a year scenario I'd be very scared if my portfolio dropped 15% and I'd probably immediately cut down to,say, $16...
by [KenM]
Thu Oct 30, 2003 6:04 pm
Forum: FIRE Board
Topic: utility theory question
Replies: 14
Views: 8866

I've read all of chip's posts and I think understood them at the time but an understanding of that sort of stuff never seems to stay in my mind long enough for me to use it - so this may not be relevant - but I found long ago that if I regularly calculated my net worth I became obsessive about tryin...
by [KenM]
Thu Oct 30, 2003 3:51 am
Forum: Town Center
Topic: The disscusion is off. The party is over.
Replies: 7
Views: 5077

JWR
With respect, we would all like to insist upon equity. I'm also perfectly capable of charging if someone waves a red flag in my face but I restrain myself - particularly in the current circumstances.
by [KenM]
Wed Oct 29, 2003 7:07 pm
Forum: Town Center
Topic: The disscusion is off. The party is over.
Replies: 7
Views: 5077

Thanks ES I hadn't responded to your "It's been almost a year" thread because I didnt really want to raise negative issues - I'll now go and post something suitably congratulatory. Without wanting to nitpick and sorry for bringing up semantics but may I suggest that when considering ..... ...
by [KenM]
Mon Oct 27, 2003 4:57 am
Forum: FIRE Board
Topic: Are you on track to retire rich?
Replies: 34
Views: 13338

ataloss the prospect that none of us (by chips extrapolation) in the us will be able to afford health care Is there an ETF for funeral parlors and casket makers? Sounds as though business and future profits might be good
by [KenM]
Mon Oct 27, 2003 4:28 am
Forum: FIRE Board
Topic: Are you on track to retire rich?
Replies: 34
Views: 13338

ataloss many of us are skeptical that ss payments will be made- especially to those who are deemed "wealthy" (to be defined by politicians at a future date.) ....... but I'd still prefer the future possibility of $30k in the US rather than the certainty of my own $3K in the UK
by [KenM]
Mon Oct 27, 2003 4:19 am
Forum: FIRE Board
Topic: Anybody have a copy of Terhorst's "cashing in"?
Replies: 35
Views: 17850

hocus Unlike you, I have actually read all the studies I can find on SWRs, "invalid" or not. In the past, jwr very kindly and patiently helped me understand more. Similarly gummy also spent a lot of time and effort explaining things further. My views on SWRs can be summarised in my post da...
by [KenM]
Mon Oct 27, 2003 3:40 am
Forum: FIRE Board
Topic: Anybody have a copy of Terhorst's "cashing in"?
Replies: 35
Views: 17850

jwr No, it is not hocus who consistently play[s] obstructive, destructive, disruptive word games and continually mis-representing the words of other members in order to try to win cheap debating points... Regrettably I was personally on the receiving end of hocus's anti-social behaviour - which is s...
by [KenM]
Mon Oct 27, 2003 12:07 am
Forum: FIRE Board
Topic: Are you on track to retire rich?
Replies: 34
Views: 13338

ben If you stayed in Thailand having a great time and spending all your money until the Scandinavian retirement age (is it 60?) could you then go back and claim the $15K a year state pension? Do you, in fact, have to be in the country to claim it or could you stay on the beach in Phuket? Kramer Can ...
by [KenM]
Sun Oct 26, 2003 11:59 pm
Forum: FIRE Board
Topic: Are you on track to retire rich?
Replies: 34
Views: 13338

These days I don't usually contribute to SWR discussions but I had assumed from what I had seen previuosly (as an ignorant alien ) that the magical $1m/4% SWR/$40K-a-year figures were all that applied in the US to a potential retiree and SS was minimal .... if stocks went bust then dog food would be...
by [KenM]
Sun Oct 26, 2003 5:51 pm
Forum: FIRE Board
Topic: Anybody have a copy of Terhorst's "cashing in"?
Replies: 35
Views: 17850

Regrettably, yet again I feel I have no alternative but to post on this issue. I was not involved in any previous "history" concerning hocus at TMF and I like to think that I have matured into a rational, tolerant person who can give anyone the benefit of the doubt on any issue. That said,...
by [KenM]
Sun Oct 26, 2003 4:45 pm
Forum: FIRE Board
Topic: Are you on track to retire rich?
Replies: 34
Views: 13338

My wife and I together should get about 30K per year of SS. :shock: ..... and I thought the UK was a socialist, welfare state. Government provided old age pension in the UK for a married couple, husband 65 or older, is US$10,000. However the state provides free medical care ..... but with long wait...
by [KenM]
Fri Oct 24, 2003 4:09 am
Forum: FIRE Board
Topic: Retirees need $1 million for health care alone
Replies: 16
Views: 7576

sawadee ben Reminds me a bit about my decision as to not moving back (full time - half year is OK) to my Scandinavien home country Can you really return to your home country for 6 months each year? As a Brit it can be 6 months in one year but no more than an average of 90 days a year over a 4 year p...
by [KenM]
Fri Oct 24, 2003 3:59 am
Forum: FIRE Board
Topic: Retirees need $1 million for health care alone
Replies: 16
Views: 7576

I still haven't looked at overseas medical insurance for retiring in low cost areas in complete detail but most of the affordable policies for long term retirement are based on immediate in-patient treatment - OK for a quick triple bypass or whatever but possibly not much good for a kidney transplan...
by [KenM]
Tue Oct 21, 2003 4:46 am
Forum: FIRE Board
Topic: Are you on track to retire rich?
Replies: 34
Views: 13338

With my usual procrastination I "accidentally" locked-in a couple of COLA pension/annuities years ago (one nearly 30 years ago). They'll be due in a year or so and I think they'll probably comfortably cover our basic living expenses without having to rely on other investment income - on th...
by [KenM]
Sun Sep 21, 2003 5:02 pm
Forum: FIRE Board
Topic: Tossing coins
Replies: 79
Views: 22207

Chips How did other people respond to the 1987 crash? In the 80's I turned a small sum into a large sum by trading and leverage. Somewhere around the 1987 bottom I chickened out and sold just about everything . I didn't lose any of my original capital but didn't keep very much of my vast profits eit...